What is the work?
Describe services, products, people, property, systems, data, locations and duration. Agreement labels are useful, but the exposure comes from what will actually happen.
Decision path
Start from your side of the agreement.
Choose two facts. The guide will route you to the most useful next action without collecting contract wording. New to the topic? See what an insurance clause is and how its parts fit together.
SUPPLIER POSITION
Test the requested limits against the work before accepting them.
Five questions
Move from clause text to a defensible position.
The same questions work whether you are setting requirements or responding to them.
Who carries the obligation?
Confirm whether your organization must provide insurance or is asking the other party to do so. If this is unclear, the recommendation may be reversed.
What could go wrong?
Connect each coverage type to a plausible loss scenario. Remove requirements that have no clear relationship to the engagement, or ask why they were included.
What is the workable position?
Separate aligned requirements from missing facts, changes to propose and matters needing specialist or approval input.
Who decides?
Record the owner, rationale, fallback and unresolved point. Insurance analysis supports the decision; it does not create authority to accept the contract.
Common pressure points
Open the guide for the decision in front of you.
Each page is built around an active contract task and a practical next step.
Editorial method
Practical, based on sources and clear about uncertainty.
This guide combines commercial insurance practice with external reference material. It helps people without an insurance background frame the next decision, but it does not replace a broker, lawyer, underwriter or local specialist.
Try the workflow
Bring a real contract insurance task into InsureClause.
Use public, fictional or otherwise permitted nonconfidential material.